The cowboy was trying to buy a health insurance policy. The insurance agent was going down the list of standard questions.
"Ever have an accident?"
"Nope, nary a one."
"None? You've never had any accidents."
"Nope. Ain't never had one. Never."
"Well, you said on this form you were bit by a snake once. Wouldn't you consider that an accident?"
"Heck, no. That dang varmint bit me on purpose."